Driving Towards Success - Unlocking the Potential of Asset Finance

Business / Asset Finance

Discover new avenues for growth with Asset Finance

Creating Impact with Business Assets

Discover a diverse selection of financial products and services encompassed by the term business finance. For homeowners or property owners looking to expand their real estate portfolios, this form of financing is essential for growth, expansion, and maintaining a competitive edge.

Discover how Business / Asset Finance services can help you unlock your mortgage capacity and guide you towards growth and strategic asset acquisition. Whether you're a seasoned business professional or a first-time Paihia home buyer, it's important to choose personalized solutions that empower you to make informed decisions about your assets and mortgage funds.

We can connect you with a highly skilled mortgage broker who can unlock a world of possibilities in asset finance.

Let Laura find the lender that works best for you

Make the Most of Your Resources and Business Assets in Paihia

Do you have any intentions of increasing your investments, whether it's for personal or business purposes?

If you're seeking strategic support, look no further than the mortgage broker in Paihia. If you're considering making a significant investment, expanding your company's fleet, or purchasing state-of-the-art equipment, a mortgage expert can assist you in obtaining a customised loan in Paihia that is secured by your existing business assets or home property.

At Mortgage Broker Paihia, we have the connections to help you find a mortgage broker who can offer you a range of asset financing options. This will allow you to reassess your strategy and maximize the potential of your mortgage. This goes beyond mere financial considerations. It's a collaborative venture that will facilitate your uninterrupted growth in Paihia.

Discover the expertise of our mortgage professionals and connect with them today!

Be Asset Savvy - Fulfill Your Plans and Bring Dreams to Life

Utilising your existing business assets or personal property as collateral can greatly enhance your chances of securing a loan with more favorable terms, reduced interest rates, and expedited approval.

Whether it's for a home improvement project, a business venture, or the expected growth of your company, we understand that you need the necessary funds. Working with a mortgage expert can provide valuable guidance on leveraging your assets to create a brighter future for you and your loved ones.

Allow us to connect you with a highly experienced mortgage specialist who will simplify the asset financing process and provide unwavering support every step of the way.

FAQs - Business / Asset Finance

What types of assets can Business / Asset Finance assist you in covering the costs of?

Business and asset finance options can encompass a diverse array of assets, including real estate. Whether you're an entrepreneur, a small business owner, or a property developer, a reliable mortgage broker can tailor a range of asset finance solutions to suit your requirements.

What advantages does Business / Asset Finance offer compared to regular loans?

Business and asset finance often provides greater flexibility compared to traditional loans. By utilising this method, you have the opportunity to earn money simply by purchasing or leasing items, without any impact on the overall operations of our business. In addition, the assets can be utilized as collateral, potentially resulting in more favorable loan conditions.

While Business / Asset Finance is primarily designed for businesses, it is possible for regular homeowners to also take advantage of it?

Even Paihia homeowners can benefit from Business / Asset Finance, despite its intended purpose of assisting businesses and entrepreneurs. In the realm of Business / Asset Finance, individuals seeking to finance a personal real estate investment or acquire a valuable item can discover tailored solutions to meet their needs.

Your Paihia Mortgage Broker is One Click Away!

Opening Doors to Your Future Home


Buying your first home is exciting. But also daunting. Don't be put off from your dream, let Laura guide you.


Whether it is the end of a fixed rate deal or simply a change in circumstances it makes sense to look at your options.

Debt Consolidation

Combine your debt to pay it down faster. Giving you the financial freedom you deserve to achieve your goals.

New Build Finance

Building a new home? Secure new build finances so you only draw down the money when necessary saving you $$$.

Investment Purchase

Increasing your property portfolio? Secure the best rates for your investment property with Mortgage Broker Paihia.

Moving & Bridging

Whether you need to buy before selling or simply bridge your finances. A bridging loan could be the right solution.


Combine your debt to pay it down faster. Giving you the financial freedom you deserve to achieve your goals.


Whether you need to buy before selling or simply bridge your finances. A bridging loan could be the right solution.

Why go for ‘Mortgage Broker Paihia’?

Get great mortgage advice and insights from Laura Cates.

Laura is an expert in the field of loans and will do her best to secure the finest deal for you.

With her extensive industry connections, Laura Cates of Mortgage Lab can put you in touch with a wide variety of reliable New Zealand lenders.

It is simple and stress-free to complete and submit your application online. Alternatively, you can meet in person, via Zoom meeting, telephone, or over the phone.

Whatever your situation, Laura has access to over 26 lenders, turning the odds in your favour.

Owning a home is a cherish dream. However, when it comes to loans many people fail to take into account what they can afford. That said, a home loan entails monthly payments on a long-term mortgage. You can count on Laura, she is here to assist you in making sure your debt is manageable and sustainable for the future.

Make sure the mortgage broker you choose puts your needs first. Definitely, not the banks!

Whole of marketing lending is within reach.

Explore more options, not just one bank

Open more doors to possible lenders through their network

Always multitasking - a mortgage expert can review existing insurances at the same time

Free mortgage insights to move you forward

There is no fees payable by you (The bank pays the fees!)

Remortgage now and save money in interest payments

Get the best rates by letting you mortgage expert find the perfect financing partner for you.

Take years off your mortgage payments, giving you more freedom to enjoy

Get out of debt faster and focus on what's important to you



What is a Home Loan?

A Home Loan, provided by a bank, enables property purchase, with a commitment to repay over a specified time frame. In New Zealand, these loans typically extend over 20-30 years. Failure to meet payments may result in the bank selling or claiming the property. Bank financing is a common avenue for New Zealand homeowners to make their housing aspirations a reality.

Why should I consult with Mortgage Broker In Paihia, such as Laura Cates rather than dealing directly with a bank?

The personalised service we once anticipated from our banks is now from a bygone era. With a broker Like Laura advocating for you, that individual connection is restored, aligning with your best interests and actively working to secure optimal outcomes for you. As a mortgage broker, Laura assesses policies, rates, and banks' preferences for your unique circumstances. This ensures placement with lenders offering favourable outcomes and terms tailored to your needs.

How much will mortgage brokers cost me in fees?

In most cases, brokers do not demand payment. The banks will pay them a commission once your loan is paid off. This commission is not taken out of your wallet; rather, it is seen by the banks as part of the expense of customer onboarding and may be sourced from their marketing or staffing budget, among other places.

You will not be charged for the time and service provided by a broker. BUT, in a few cases, you might need a private or non-bank lender, and in those cases, the lender might end up charging you more for our service. No action will be taken without your complete understanding and authority to do so, and if your circumstance is likely to fall into this category, we will discuss it with you thoroughly in advance.

Home loans for first-time home owners here in Paihia

A first-time homebuyer may feel overwhelmed. Having someone there to guide you, provide guidance, and provide support can make a world of difference at times. Consider the route to homeownership an emotional journey as well as a financial adventure! Laura is happy to assist first-time homebuyers, and she would love the chance to do the same for you.

Investment purchase / top up existing borrowing

A skilled mortgage broker will discover the best option for your needs, whether you are looking to fund home improvements, topping up or buying an investment property. With Laura's assistance, you can navigate this process smoothly. The choice is yours – whether to save money while settling debts or make an investment property thrive. Don't hesitate to reach out - Laura is here to assist you without delay.

New build lending - Building your dream home here in the Paihia district?

The ongoing construction boom in Paihia presents an opportune time to acquire your dream home. However, potential hurdles like delays, supply shortages, and price fluctuations may impact your application. For a smoother financing process, consult an expert mortgage broker in Paihia like Laura who can keep you informed about these developments to ensure a more seamless experience.

What about fixed rate rollovers or re-mortgaging?

As the financial landscape evolves, your interest rates fluctuate. A shift in rates is an ideal opportunity to engage in a conversation with a mortgage broker. Is your current bank meeting your needs? What offerings do other lenders have? Moving your business could potentially yield a significant cash contribution. Laura can help you explore avenues to reduce expenses or adjust loan terms through simple tweaks, ensuring your financial strategy remains optimised.

Dream Homes Begin with Expert Mortgage Advice

Laura can help you secure the ideal mortgage, turn that dream into a real world address. Whether you're a first-time buyer or seeking a refinancing solution, unlock the door to your dream home in Paihia with the assurance of a knowledgeable mortgage broker every step of the way.

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Proudly supporting Laura Cates to support residents in Mangawhai. 1768Degrees Ltd earns a referral commission from this service

DISCLAIMER – The information, resources, calculators and any other information contained in and on this website are provided as general information and are not intended to be financial advice. Before making any financial decisions, you should consult a professional financial adviser. Nothing on this website is, or should be taken as, an offer, invitation or recommendation to buy, sell or retain a regulated financial product. 1768Degrees Ltd accepts no responsibility for any loss caused as a result of any person relying on any information or calculations in or from this website..

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